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Wednesday, March 20 • 3:30pm - 3:40pm
The evolution of the challenger bank model

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Shifting regulatory, technology, and ecosystem landscapes have created a period of immense competitive change in Asia as three new types of challenger banks emerge. Tech players are leveraging their strong tech stack and UX experience to build out financial offerings. Startups are building greenfield propositions, unburdened by legacy people, processes, and technology. At the same time, incumbent banks are creating digital-only subsidiaries designed to one day supplant their traditional businesses.  

As each competes for the same customers and seeks to prove their model, which play will come out on top?

avatar for Ronit Ghose

Ronit Ghose

Global Head of Banks Research, Citi
Ronit Ghose is Global Sector Head for Banks in Citi Research. He is the lead author of Citi's GPS FinTech report series - the 2016 edition has had c250,000 downloads making it the most read report ever published by Citi and we believe the most read FinTech report ever published. Since... Read More →

Wednesday March 20, 2019 3:30pm - 3:40pm GMT+08
Business Model World