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avatar for Harshil Mathur

Harshil Mathur

Razorpay
CEO & Co-Founder
Harshil started Razorpay after discovering the dismal state of online payments in India. He graduated from IIT Roorkee in 2013 and started working at Schlumberger. With an idea to change the way online payments functioned in India, Harshil quit his full-time job and founded Razorpay with his Co-Founder, Shashank Kumar in 2014, to simplify online payments.

Razorpay is one of the only two India-focused companies to be selected for the prestigious Y Combinator (YC) programme. Along with 33 reputed investors, the company is also backed by Tiger Global Management, Matrix Partners and Mastercard with a funding of $31.5mn.

Three years from then, Razorpay rebranded itself in 2017 as Razorpay 2.0, a Converged Payments Solution company with a product suite designed to ease businesses of managing concerns around flow of money in their financial systems. Progressing in it’s journey that started with Razorpay 2.0, the Company launched business banking and lending products designed to power the financial systems for disruptive companies, in December 2018.

Razorpay has been charting exponential growth since its inception. In the last four years, the company has powered digital payments for more than 200,000 small & large businesses such as Airtel, Goibibo, Zomato, IRCTC, DSP BlackRock, Yatra, Zoho, Aditya Birla Capital & NSE, among others. The company has been working towards enabling adoption of digital payments especially in India's traditional cash-rich sectors such as education, insurance and mutual funds, among others. The company has clocked in a healthy growth rate of 15-20% month-on-month and is geared up to increase number of businesses to 3,00,000 by 2019. The Converged payments solution company expects a 5x growth in its revenue by the end of next fiscal year.

While Harshil is a mechanical engineer by degree, he has been coding since his schooldays, some of the codes on which Razorpay runs on was written by him. And behind that cool and calm demeanour is a Black Belt in Karate, Harshil likes to practice Karate in his free time. Harshil was also featured in an eclectic list of 30 promising young Indian talent under the age of 30, by Forbes magazine, recognised by Entrepreneur magazine as ‘Top 35 Under 35’ entrepreneurs and featured as LinkedIn’s Power Profiles in India (Technology).