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Max Liu

Co-Founder & CEO
Max Liu is Co-founder and Chief Executive Officer of EMQ. A veteran of the financial services industry, Max’s career spans more than 20 years across Asia and the United States. 

Across Asia, Max has seen how conventional banking excluded large segments of society, particularly low-income overseas workers from having access to financial services. Over time, these overseas workers have become a pillar of the economy while providing a critical lifeline to millions of households in the developing countries. This has inspired Max to build a financially inclusive business leveraging Fintech innovation to meet the needs of the overseas workers. Founded in 2014, EMQ is a leading cross-border settlement network across Asia that provides an infrastructure to accelerate the economic development in the region while supporting the financial inclusion initiatives in the underserved region. Leveraging a strong partner ecosystem of financial institutions, telco providers, messaging platforms and payment processors, the company offers individuals and businesses a seamless cross-border remittance experience with immediate access to thousands of distribution points across North and Southeast Asia‎. 

Earlier, Max served as a founding member and portfolio manager of the Special Situations Asia team at Citadel Investment Group, a global multi-strategy hedge fund with US$26 billion in assets under management. At Citadel, Max led the Greater China team that sourced, structured, invested, and managed assets across the capital structure. 

Prior to Citadel, Max held several leadership roles at Goldman Sachs & Co. in New York and Hong Kong in the Fixed Income, Currencies, and Commodities division and served as the Head of Proprietary Research for the Asia Convertible and Credit Trading Group. 

Max received his Bachelor of Science degree from the Olin Business School at Washington University in St. Louis. He was also named as a Young Global Leader by the World Economic Forum.